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COE Leasing

COE LeasingThis month we launched an important part of our business: leasing office furniture.

Having a leasing arm at COE is something we’ve wanted to do for a long time, not only because it’s a need we hear about from our clients, but also because we know the first-hand benefits of leasing office furniture instead of buying it outright.

In this post, we’re going to give you an overview of the advantages to leasing office furniture and the terms and parameters you can expect from working with us to come up with a leasing solution for your business.

The Advantages of Leasing Your Office Furniture Instead of Buying It All at Once

Maintaining and growing a business is about capital; if you’ve got it, you can make things happen. If you don’t, then you’ll be bootstrapping your way through less-than-ideal conditions.

This is where leasing comes in. The typical buy-it-all-at-once model requires that you pay for your office furniture all at once, dipping into the business’ cash to bring in your cubicles, chairs, desks and computers.

While it’s nice to work in an office with brand new furniture that’s yours, think about how much money it took to get it in your office. Was it $50,000? $100,000? Maybe $500,000? Now, think about those figures in terms of salaries.

You could pay one entry-level employee’s salary for three years with $100,000. A $500K office furniture bill could equal multiple years of salary for one of your top managers. Do you see where this is going?

By choosing leasing over buying, you’re freeing up capital to invest in people and other resources that are vital to your business’ day-to-day and long-term goals.

Don’t underestimate the value of your office environment though, and don’t mistake us for doing so, either.

We know how crucial a well-designed office is to productivity and collaboration and we believe that our new leasing options are an affordable, manageable way for businesses to furnish their office and maintain their cash reserves.

How the COE Leasing Options Work

We’ve chosen Innovative Lease Services, one of the area’s most reliable lenders, as our partner in offering our leasing options.

Lease Amounts: $5K to 5M

Our leases range from $5,000 to $5,000,000 and have average repayment terms of between 12 and 60 months. The beauty of this wide range of options is that we can accommodate nearly any business situation.

If you’re running a one-man-show in a small storefront rental, $5,000 may be all you need to furnish your office space. On the other hand, if you’re a big business that needs to provide workspaces for hundreds of employees, we can offer you multi-million-dollar options.


Whichever amount you need, your monthly payments will be manageable enough to free up capital and keep your business going strong.

For example, a $35,000 lease will equal out to about $600 a month.

Application Process

Because we’ve used leasing services ourselves, we know that speed is key. One of the things we value about our new leasing program is that we can process everything from your application approval to the payment of your furniture vendors in just a few days.

Another thing to keep in mind is that our lender can provide solutions for business owners who have less-than-optimal credit. It’s a relief knowing that starting your own company takes a lot of risk and debt, two things that can have a negative effect on your credit scores.

Flexibility When Your Lease Is Up

When your lease period is over, you have three options: trade in for new furniture, purchase your existing furniture for $1 or buy what you’ve got for 10% of your lease amount.

These options don’t tie you down into one single commitment, but allow you to have some freedom as to what you want to do with your furniture.

Your financial situation may have changed between the time your lease started, which means you may want to lease new, more expensive furniture because you have the income to offset the increased monthly payments.

Or, you may want the option to purchase your current furniture system because you’re satisfied with it and foresee it as a suitable solution for several years to come.

How to Find Out Additional Information About COE Leasing

If you want to learn more about our leasing program, head to the COE Leasing/Financing page or give us a call at 760-206-4032.


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